Accounting for freelancers

Every invoice paid. Every receipt kept. Tax already set aside.

Ledgerly sends your invoices, files your expenses as you spend, and moves your tax into its own pot the moment a client pays, so the money you see is money you can spend.

Start free for 30 days See how it works

No card needed
Read-only bank access
Export everything, anytime

01 · Invoices

Invoices that get paid, without the chasing.

Make a branded invoice in under a minute, let clients pay by card or bank transfer, and let Ledgerly send the polite reminders for you.

Card, bank transfer and Apple Pay on every invoice
Reminders before and after the due date, in your words
Recurring invoices for retainers

Invoice INV-0042

Northwind Studio

Paid

Brand identity, phase 2: $1,800.00
Website copy, 6 pages: $600.00
Total: $2,400.00

Paid by bank transfer · 3 days before due · Example

02 · Expenses

Receipts that sort themselves.

Snap a receipt or forward the email. Ledgerly reads it, matches it to your bank feed and puts it in the right category, ready for tax time.

Photo, email or PDF: the amount and date are read for you
Matched to transactions from your bank, read-only
Categories that line up with your tax return

This month · Example

3 categories

SoftwareFigma, Adobe CC: $114.98
TravelTrain to client workshop: $86.40
EquipmentMonitor arm: $129.00
Deductible this month: $330.38

03 · Tax

Your tax, set aside the moment you're paid.

Every payment is split as it lands: your estimated tax moves to a separate pot, and you see one honest number for what's yours to spend.

A rate based on your income so far this year, updated as you earn
Quarterly estimates with the date and amount, well ahead of time
Move the money automatically, or just keep count

Payment received · INV-0042

$2,400.00

Yours to spend: $1,776.00
Set aside for tax · 26%: $624.00

Example. Ledgerly's estimates are a guide, not tax advice.

Money in your account isn't all yours. Ledgerly shows you the part that is, every day of the year, so April is just another month.

04 · Trust

Built to be trusted with your books.

Your income, your clients and your tax are private. We treat them that way, and we keep the door open if you ever want to leave.

Read-only bank connections: Ledgerly can see transactions. It can never move money out of your accounts.
Encrypted end to end: Data is encrypted in transit and at rest, and protected by two-factor sign-in.
Your data stays yours: Export every invoice, receipt and report as CSV or PDF, whenever you like.
Never sold, never shared: We make money from subscriptions, not from your data.

Pricing

Simple, and free to start.

Try everything free for 30 days. No card needed, and nothing changes until you choose a plan.

Starter

$0 / month

For your first clients.

Up to 3 clients
Unlimited receipts
Tax pot and estimates

Start with Starter

Pro

$12 / month

For a full-time freelance business.

Unlimited clients and invoices
Card and bank payments on invoices
Automatic transfers to your tax pot
Quarterly reports for your accountant

Start 30-day free trial

How does Ledgerly work out what to set aside?

It looks at your income and deductible expenses so far this year and estimates your federal, state and self-employment tax. You can always adjust the rate yourself. It's a guide, not tax advice.

Can Ledgerly move money out of my bank?

No. Bank connections are read-only. Automatic transfers to a tax pot only happen between accounts you choose, and you can switch them off at any time.

What happens to my data if I leave?

Export everything as CSV or PDF first, then close your account and we delete your data.